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Youth discounts fail to keep young people in private health insurance

  • Written by: Stephen Duckett, Director, Health Program, Grattan Institute
Youth discounts fail to keep young people in private health insuranceMany young people see private health insurance as an unnecessary expense.Yuricazac/Shutterstock

It was a key plank of what was dubbed the most significant package of private health insurance reforms in more than a decade. From April 1 this year, private health insurers have been permitted to offer a youth discount – lower premiums for people...

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Curious Kids: why do we cry?

  • Written by: Carly Osborn, Visiting Research Fellow, University of Adelaide
Curious Kids: why do we cry?Most people cry when they're feeling sad, or when they are having big feelings. from www.pixabay.com , CC BYCurious Kids: why do we cry?

If you have a question you’d like an expert to answer, send it to curiouskids@theconversation.edu.au.


What makes us cry? – Claudia, age 7.5, Victoria.


Hi Claudia. Thank you for this very sensible question.

As you know, crying is...

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We built a network of greenhouses and rain shelters to simulate what climate change will do to soils

  • Written by: Anna Hopkins, Lecturer in conservation biology and microbial ecology, Edith Cowan University
We built a network of greenhouses and rain shelters to simulate what climate change will do to soilsMimicking the future.Joe Fontaine, Author provided

As most of the science community knows, the climate emergency is here now. Weather extremes such as droughts and heatwaves are increasing in frequency and intensity and are measurably exacerbated by climate change. The significant impacts of these extremes are well documented on both our native...

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Rethink inheritances. These days they no longer help the young, they go to the already middle-aged

  • Written by: Owain Emslie, Associate, Grattan Institute
Rethink inheritances. These days they no longer help the young, they go to the already middle-agedMost inheritances go to middle-aged Australians who don't need help.Shutterstock

Inheritances can have an enormous impact on finances and lives.

Yet in Australia we know surprisingly little about who gets them and how big they are.

New Grattan Institute research provides some answers.

Inheritances are big and growing

A sample of estates from...

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More Articles …

  1. Yes, GetUp fights for progressive causes, but it is not a political party – and is not beholden to one
  2. How clay helped shape colonial Sydney
  3. how does our blood fight viruses like chicken pox and colds?
  4. Climate change may change the way ocean waves impact 50% of the world’s coastlines
  5. Altruistic or self-serving? Four things judges consider when sentencing politically-motivated crimes
  6. Why do I dwell on the past?
  7. Surge in pre-poll numbers at 2019 federal election changes the relationship between voters and parties
  8. what exactly does a showrunner do?
  9. why memorising poetry still matters for human connection
  10. How many people have eating disorders? We don't really know, and that's a worry
  11. keep in mind the 'bacon and eggs' principle
  12. Frydenberg outlines financial sector reform timetable
  13. For the first time in centuries, we're setting up a generation to be worse off than the one before it
  14. Michelle Grattan on the Pacific Islands Forum wash-up, media freedom and the public service
  15. Pacific Island nations will no longer stand for Australia's inaction on climate change
  16. Glamorising violent offenders with 'true crime' shows and podcasts needs to stop
  17. Case in Victoria could set new legal precedent for stealthing, or removing condom during sex
  18. The exquisite blotched butterfly orchid is an airy jewel of the Australian landscape
  19. No, eating chocolate won't cure depression
  20. Why do different cultures see such similar meanings in the constellations?
  21. What is an inverted yield curve? Why is it panicking markets, and why is there talk of recession?
  22. The regions can take more migrants and refugees, with a little help
  23. The latest action plan to tackle violence against women isn’t perfect, but it takes a much-needed holistic approach
  24. Sydney stabbing shows reporters should not censor what they report on Twitter
  25. Supermarkets put junk food on special twice as often as healthy food, and that's a problem
  26. Should school uniforms be compulsory? We asked five experts
  27. my brush with Susan Sontag and other tales from the gay 'golden age'
  28. farmers in Far North Queensland are being left behind by the digital economy
  29. It'll be hard, but we can feed the world with plant protein
  30. How 'guaranteed' is a rise in the superannuation guarantee?
  31. Beijing is moving to stamp out the Hong Kong protests – but it may have already lost the city for good
  32. Amid talk of recessions, our progress on wages and unemployment is almost non-existent
  33. How do we identify human remains?
  34. How to know if we’re winning the war on Australia’s fire ant invasion, and what to do if we aren't
  35. Explainer: from bloodthirsty beast to saccharine symbol
  36. The Melbourne archbishop said he'd rather go to jail than break confession confidentiality. A new bill could send him there
  37. How ancient seafarers and their dogs helped a humble louse conquer the world
  38. Women aren't better multitaskers than men – they're just doing more work
  39. Can Scott Morrison deliver on climate change in Tuvalu – or is his Pacific 'step up' doomed?
  40. First home buyer schemes aren't enough to meet young adults' housing aspirations
  41. New research shows that Antarctica's largest floating ice shelf is highly sensitive to warming of the ocean
  42. Who am I? Why am I here? Why children should be taught philosophy (beyond better test scores)
  43. 54 million year old fossil flies yield new insight into the evolution of sight
  44. Tighter alcohol licensing hasn't killed live music, but it's harder for emerging artists
  45. Danger close? The battle over the meaning of Long Tan
  46. Australia's tax office can use global data leaks to pursue multinationals, High Court rules
  47. Gold rush-era rules to stop mining pollution are still in use – but they’re failing
  48. Patients have rights. Here's how to use yours
  49. Biden still leads US Democratic primaries, Trump's ratings fall slightly after gun massacres, plus Australian preference flows
  50. what is China's United Front, and how much influence does it have in Australia?

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As Australian healthcare providers grapple with unprecedented operational bottlenecks, a new nearshore model is quietly transforming patient care delivery. Forward-thinking organisations,  including...

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Cost Savings and Benefits of Using Used Pallets in Logistics

In today’s competitive logistics and supply chain industry, businesses are constantly looking for ways to reduce operational costs without compromising efficiency and reliability. One of the most prac...

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How Fulfilment Services in Australia Help Businesses Scale Efficiently

The growth of e-commerce and modern retail has transformed customer expectations. Consumers now expect fast shipping, accurate order processing, and seamless delivery experiences regardless of where...

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Practical Ways Australian Workplaces Can Reduce Operating Costs

Reducing business costs doesn’t always mean cutting staff, shrinking services or making the workplace feel bare-bones. In many cases, the smarter savings are hiding in everyday operations: the light...

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Executive Recruitment Solutions That Help Organisations Secure Exceptional Leaders

Leadership has a direct impact on organisational performance, employee engagement, strategic growth, and long-term success. Businesses operating in increasingly competitive environments require experi...

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Why A WooCommerce Website Designer Matters For Online Growth

Running an online store today requires more than simply listing products and waiting for customers to arrive. Businesses need a website that is fast, reliable, easy to navigate, and designed to suppor...

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Turning Your Empty Tables into Revenue

The rise of AI demand tools in hospitality, the EatClub–CommBank partnership, and seven trends reshaping Australian dining  A growing number of Australian venues are turning to AI-powered demand ma...

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High-Impact Dental Marketing Strategies That Are Driving Real Practice Growth Today

The landscape of dental practice growth in Australia has shifted dramatically over recent years. Standard, broad-spectrum advertising campaigns no longer yield the return on investment they once did. ...

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How Telematics Helps Australian Companies Improve Productivity

Operating a commercial fleet in Australia is a uniquely demanding endeavour. Between the sprawling urban sprawl of cities like Sydney and Melbourne and the immense, unforgiving stretches of the Outb...

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The Daily Magazine

Lighting Shop in Perth: How The Right Lighting Can Transform Your Home And Business

The right lighting can completely change the look, feel, and functionality of any space. Whether it ...

Traffic Light System Solutions For Safer And More Efficient Traffic Management

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Gold Migration Lawyers in Liquidation: How the Closure Affects Your ART Appeal

If your appeal was with Gold Migration Lawyers, a recent change to how the Tribunal decides cases ...

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Australian cities have always been demanding. Long commutes, rising housing costs, busy schedules a...

What Actually Makes a Good Criminal Lawyer in Melbourne

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Why Working With A Chatswood Tutor Can Improve Academic Performance

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Is It Worth Getting Solar Panels in Melbourne?

The real question is not whether solar works in Melbourne. It works. The question is what it is co...

How A Diploma Of Project Management Builds Practical Skills For Modern Work Environments

Developing the ability to plan, execute, and deliver outcomes efficiently is a key requirement in to...

How to Choose the Right Football for Every Level

Choosing a football may seem straightforward, but the right option depends on who will be using it a...