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The problem with Australia's banks is one of too much law and too little enforcement

  • Written by: Deborah Ralston, Professor of Finance, Monash University
The problem with Australia's banks is one of too much law and too little enforcementbank cards

Prime Minister Scott Morrison and Treasurer Josh Frydenberg moved very quickly to deliver the interim report of the Royal Commission into Financial Services to the public. It was submitted to the Governor General, tabled in parliament (out of session), and made public on the same afternoon – Friday September 28.

The three-volume...

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Royal Commission shows banks have behaved appallingly, but we've helped them do it

  • Written by: Andrew Grant, Senior Lecturer, University of Sydney

The term deposit has matured. Initial scepticism over the timing, scope, and overall need for a royal commission into financial services has transformed into deep concern about the culture and practices in one of our most important industries.

Malcolm Turnbull, the (perhaps not coincidentally) ex-prime minister, admitted it had been a “politi...

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the importance of pilot checklists

  • Written by: Geoffrey Dell, Associate Professor/Discipline Leader Accident Investigation and Forensics, CQUniversity Australia
the importance of pilot checklistsThe importance of check lists.Shutterstock/lillolillo

One of the issues raised in the investigation of a Melbourne air crash that killed five people was the importance of pilots sticking to any pre-flight checklists.

Pilot Max Quartermain and four American tourists died when a Beechcraft B200 Super King Air VH-ZCR crashed into the DFO shopping...

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Speaking out about sexual violence on social media may not challenge gendered power relations

  • Written by: Carol Harrington, Senior Lecturer in Sociology and Social Policy, Victoria University of Wellington
Speaking out about sexual violence on social media may not challenge gendered power relationsMore women are sharing their stories of sexual violence on digital platforms.from www.shutterstock.com, CC BY-ND

Feminists are celebrating a new generation of women who fearlessly share their stories of sexual violence on social media and other digital platforms, confronting established limits on talking about rape.

But as past analyses conclude,...

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More Articles …

  1. 'Things are so bad that new laws might not help'
  2. 'The worst kind of pain you can imagine' – what it's like to be stung by a stinging tree
  3. Michelle Grattan on ABC turmoil, the federal budget and the controversy over Australia Day
  4. How the laws of ancient Rome could help victims of sexual harassment in Australia
  5. SharkSpotter combines AI and drone technology to spot sharks and aid swimmers on Australian beaches
  6. let's take a ride across Australia
  7. a linguistic 'shirtfronting' for lovers and haters of sports alike
  8. How teachers can help support children during their parents’ divorce
  9. how the moral panic over 'sexual sadists' silenced their victims
  10. Four lessons for Australia from England's system of rating its aged care homes
  11. Ten lessons from cities that have risen to the affordable housing challenge
  12. Will 2018 be the year of climate action? Victorian London's 'Great Stink' sewer crisis might tell us
  13. for all its worth, the banking royal commission could hurt a generation of battlers
  14. Health care is getting cheaper (unless you need a specialist, or a dentist)
  15. ABC's challenge is to 'keep calm and carry on'
  16. With Justin Milne gone, how does the ABC go about restoring its crucial independence?
  17. Bring on the royal commission, but we have a plan to act on aged care right now
  18. We need to talk about the mental health of content moderators
  19. Man With The Iron Neck is gripping, confronting physical theatre
  20. Just because you're thin, doesn't mean you're healthy
  21. Justin Milne quits as ABC chairman after furore over attack on political editor
  22. Why an education in visual arts is the key to arming students for the future
  23. seven reasons you should respect the ref in the NRL Grand Final
  24. How ABC chairman Justin Milne compromised the independence of the national broadcaster
  25. ABC Board Chair over-reaches in a bid to appease hostile government
  26. Why a separate holiday for Indigenous Australians misses the point
  27. Why AFL commentary works the same way as Iron Age epic poetry
  28. Full response from Pauline Hanson for a FactCheck on English language proficiency in Australia
  29. do 'over a million' people in Australia not speak English 'well or at all'?
  30. Life as an older renter, and what it tells us about the urgent need for tenancy reform
  31. We must strengthen, not weaken, environmental protections during drought – or face irreversible loss
  32. Growers are in a jam now, but strawberry sabotage may well end up helping the industry
  33. Unexpected find from a neutron star forces a rethink on radio jets
  34. Government sets up inquiry into embattled ABC chairman's email
  35. Brendan O'Connor on Labor's industrial relations agenda
  36. There is nothing sacrosanct about corporate culture; we can and must regulate it
  37. Clementine Ford reveals the fragility behind 'toxic masculinity' in Boys Will Be Boys
  38. why priests should be made to report child abuse revealed in confession
  39. Why malnutrition is an issue for more than half of patients in intensive care
  40. how to comfort a child whose sibling has died
  41. Guardian dogs, fencing, and 'fladry' protect livestock from carnivores
  42. One reason people install smart home tech is to show off to their friends
  43. Accurate. Objective. Transparent. Australians identify what they want in trustworthy media
  44. Hiding 'grannycams' in aged care facilities is legally and ethically murky
  45. The risks of a new Cold War between the US and China are real: here's why
  46. Study of 1.6 million grades shows little gender difference in maths and science at school
  47. New colour change wristbands help you balance too much sun vs not enough – no matter your skin tone
  48. What causes schizophrenia? What we know, don't know and suspect
  49. Why trackless trams are ready to replace light rail
  50. How did the fish cross the road? Our invention helps them get to the other side of a culvert

Business News

How Immigration Lawyers Can Help

Introduction Visa decisions can shape employment, family life, study plans, travel, and future residence. A small omission can lead to delay, added expense, or refusal. Immigration lawyers assess l...

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How Industrial Drying Equipment Supports Efficient Processing

Many industrial processes require moisture to be removed from compressed air, products or process materials before they move to the next stage. Excess moisture can affect equipment performance, produc...

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Practical Ways a Whiteboard Can Improve Workplace Communication

Effective communication helps teams stay organised, share ideas and keep track of important information. While digital tools are now common in many workplaces, a whiteboard continues to provide a simp...

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Designing Eco-Friendly Custom Water Bottles for Your Next Event

The Evolution of Sustainable Event Merchandise Event planning has undergone a massive transformation over the last decade. Gone are the days when organizers could hand out cheap, single use plastic...

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Why Choosing a Professional Florist Melbourne Makes Flower Delivery Impactful

Flowers have a great power to speak when humans cannot express their feelings with right words. Flowers are the best gifts when you are celebrating a birthday or welcoming a newborn child into your fa...

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The Business Case for Choosing Australian Fabricators Over Imported Alternatives

For a long time, you might have defaulted to overseas suppliers when sourcing fabricated metal components for a project. The unit price was lower on paper, and the maths seemed straightforward. That...

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Australian organisations are relying on business continuity plans built for a far more predictable world

Tariff escalations, supply chain fragility, geopolitical events, and the ongoing threat of cyber disruption have reshaped the risk environment facing Australian organisations. The problem is that ma...

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How to Rent a Car for Uber in Melbourne: What Every New Driver Needs to Know

Starting out as an Uber driver in Melbourne is not as complicated as it sounds but getting the vehicle right is where most new drivers get stuck. Uber has strict requirements around vehicle age, condi...

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When Should You Speak to a Lawyer About a Legal Issue?

Legal issues can begin with a simple question, then become harder to manage once formal steps are involved. Many people wait until a matter feels urgent before seeking guidance, even though earlier ...

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The Daily Magazine

Elevate Your Morning Routine with Cafe-Style Coffee at Home with the Right Coffee Machine

There's something magical about that first sip of coffee in the morning. It’s more than just a bev...

Top Garment Steamers for Busy Professionals in Australia

The gap between garment steamers built for a quick touch-up and ones built to keep pace with a wor...

Correct Sleeping Posture to Minimize Back Strain

Most people don’t pay much attention to how they sleep until they start waking up with a stiff bac...

Why Product Longevity Matters for Sustainable Australian Buildings

Sustainability in building design is often associated with recycled materials, renewable resources a...

NDIS Support Coordination Explained: What Does a Support Coordinator Actually Do?

NDIS support coordination explained means understanding how a professional can help participants n...

When Should You Speak with Divorce Lawyers in Sydney?

Divorce involves more than completing an online application. It can affect parenting arrangements, p...

How to Choose a Reliable Hot Water System Installer on the Gold Coast

Choosing a reliable installer is just as important as choosing the right hot water system. A qualifi...

How Microtask Platforms Support Modern Digital Promotion

Digital promotion has become increasingly complex. Businesses communicate with customers through w...

Cosmetic Dentistry Options From a Brisbane-Based Dental Team

You cover your mouth when you laugh. You skip the group photo. Maybe you edit pictures to soften a...