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why we stick with the duds

  • Written by: Susan Thorp, Professor of Finance, University of Sydney
why we stick with the dudsWe find it hard to read forms and to understand risk, so we stick with what we know.Shutterstock

Picking an under-performing superannuation fund can cost you about 13 years’ pay over a working lifetime - roughly the value of an apartment in Melbourne or Sydney.

High fees alone can delete two years’ pay, and poor investment performance...

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The Productivity Commission inquiry was just the start. It's time for a broader review of super and how much it is needed

  • Written by: Geoff Warren, Associate Professor, College of Business and Economics, Australian National University
The Productivity Commission inquiry was just the start. It's time for a broader review of super and how much it is neededThe Commission found some super funds treat people very badly, but it was prevented from examining the idea of superannuation.Productivity Commission

There’s a lot in the Productivity Commission’s landmark 722-page table-thumper of a report into Australia’s superannuation system, completed after nearly three years of invesigation....

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the ancient roots of your backyard garden

  • Written by: Eva Anagnostou-Laoutides, Associate Professor in Ancient History, Australian Research Council Future Fellow, Macquarie University
the ancient roots of your backyard gardenThe connection between the gardens of Versailles, and your backyard garden, are closer than you might think. Shutterstock

You don’t have to be an avid gardener or know all the Latin names of plants to appreciate the opportunity for reflection that a stroll in the garden can afford us. The explosion of colours, shapes, and textures in the...

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Want to breastfeed? These five things will make it easier

  • Written by: Alyce Wilson, Senior Research Officer at Burnet Institute, Lecturer at Faculty of Medicine, Dentistry and Health Sciences, University of Melbourne, Medical Doctor at Royal Women's Hospital, Burnet Institute
Want to breastfeed? These five things will make it easierBy law, you can breastfeed anywhere. from www.shutterstock.com

More than 90% of Australian women start breastfeeding soon after the birth of their baby, but only 15% are exclusively breastfeeding at six months, despite national and international recommendations.

The World Health Organisation recommends infants begin breastfeeding within one hour of...

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More Articles …

  1. Populism's problems can be fixed by getting the public better-informed. And that's actually possible
  2. Fast serves don't make sense – unless you factor in physics and 'cheating'
  3. Graduate employment is up, but finding a job can still take a while
  4. The art of distraction: Sebastian Smee's Quarterly Essay
  5. why the mythos of the Australian farmer is problematic
  6. so far, it's more of a house price blip than a bust in the making
  7. The economics of 'cash for cane toads' – a textbook example of perverse incentives
  8. There's no such thing as a safe tan. Here's what's happening underneath your summer glow
  9. 'Alexa, call my lawyer!' Are you legally liable if someone makes a purchase using your virtual assistant?
  10. what causes algal blooms, and how we can stop them
  11. Sex offender registries don't prevent re-offending (and vigilante justice is real)
  12. Should cyber officials be required to tell victims of cyber crimes they've been hacked?
  13. Productivity Commission finds super a bad deal. And yes, it comes out of wages
  14. There are lessons to be drawn from the cracks that appeared in Sydney's Opal Tower, but they extend beyond building certification
  15. Australia's 2018 in weather: drought, heat and fire
  16. National curriculums don't always work for rural and regional schools
  17. how do I tell if I'm dehydrated?
  18. Why celebrity, award-winning chefs are usually white men
  19. How the right lighting could save the Mona Lisa
  20. Eight Australian picture books that celebrate family diversity
  21. Women seeking asylum for family violence don’t have an easy time getting it
  22. Tracking the rise of room sharing and overcrowding, and what it means for housing in Australia
  23. Curious Kids: do ants have blood?
  24. New regulations expose energy price gouging through 'free' comparison sites
  25. Almost every brand of tuna on supermarket shelves shows why modern slavery laws are needed
  26. Let's untangle the murky politics around kids and food (and ditch the guilt)
  27. While law makers squabble over pill testing, people should test their drugs at home
  28. Caterina Cornaro, the last queen of Cyprus
  29. How to take better photos with your smartphone, thanks to computational photography
  30. The DR Congo is bracing for election results and it's likely to get bloody. Here's what you need to know
  31. Businesses think they're on top of carbon risk, but tourism destinations have barely a clue
  32. what's allowed and what's not?
  33. the pros and cons of insurance companies embracing artificial intelligence
  34. Adolescence can be awkward. Here's how parents can help their child make and maintain good friendships
  35. Here's why doctors are backing pill testing at music festivals across Australia
  36. why ethical eating often stops at the restaurant door
  37. Juvenal, the true satirist of Rome
  38. Holographic teachers were supposed to be part of our future. What happened?
  39. The far-right may think they own 'nationalism', but we can reclaim it as a force for good
  40. The off-topic Conversation #173
  41. is it true dogs don't like to travel?
  42. it's time for Politics 2019 Bingo!
  43. Why we need to take food education in Australian schools more seriously
  44. three tricks up retailers' sleeves to lure you back to physical shops
  45. China wrestles with contested heritage of conflict and colonial rule
  46. Is the 'midlife crisis' a real thing?
  47. Five life lessons from your immune system
  48. Hop Lin Jong, a Chinese immigrant in the early days of White Australia
  49. Australia should brace for a volatile year in foreign policy in 2019
  50. Now Christmas is done, what on earth should you do with the tree?

Business News

How Immigration Lawyers Can Help

Introduction Visa decisions can shape employment, family life, study plans, travel, and future residence. A small omission can lead to delay, added expense, or refusal. Immigration lawyers assess l...

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How Industrial Drying Equipment Supports Efficient Processing

Many industrial processes require moisture to be removed from compressed air, products or process materials before they move to the next stage. Excess moisture can affect equipment performance, produc...

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Practical Ways a Whiteboard Can Improve Workplace Communication

Effective communication helps teams stay organised, share ideas and keep track of important information. While digital tools are now common in many workplaces, a whiteboard continues to provide a simp...

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Designing Eco-Friendly Custom Water Bottles for Your Next Event

The Evolution of Sustainable Event Merchandise Event planning has undergone a massive transformation over the last decade. Gone are the days when organizers could hand out cheap, single use plastic...

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Why Choosing a Professional Florist Melbourne Makes Flower Delivery Impactful

Flowers have a great power to speak when humans cannot express their feelings with right words. Flowers are the best gifts when you are celebrating a birthday or welcoming a newborn child into your fa...

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The Business Case for Choosing Australian Fabricators Over Imported Alternatives

For a long time, you might have defaulted to overseas suppliers when sourcing fabricated metal components for a project. The unit price was lower on paper, and the maths seemed straightforward. That...

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Australian organisations are relying on business continuity plans built for a far more predictable world

Tariff escalations, supply chain fragility, geopolitical events, and the ongoing threat of cyber disruption have reshaped the risk environment facing Australian organisations. The problem is that ma...

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How to Rent a Car for Uber in Melbourne: What Every New Driver Needs to Know

Starting out as an Uber driver in Melbourne is not as complicated as it sounds but getting the vehicle right is where most new drivers get stuck. Uber has strict requirements around vehicle age, condi...

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When Should You Speak to a Lawyer About a Legal Issue?

Legal issues can begin with a simple question, then become harder to manage once formal steps are involved. Many people wait until a matter feels urgent before seeking guidance, even though earlier ...

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The Daily Magazine

How AEC Firms Can Scale Faster Without Sacrificing Project Quality

Growth presents a fundamental dilemma for architecture, engineering, and construction firms: expan...

What Makes an Aesthetic Clinic Worth Going Back To?

Trying an aesthetic clinic for the first time can feel like a bit of a gamble. You can read review...

Elevate Your Morning Routine with Cafe-Style Coffee at Home with the Right Coffee Machine

There's something magical about that first sip of coffee in the morning. It’s more than just a bev...

Top Garment Steamers for Busy Professionals in Australia

The gap between garment steamers built for a quick touch-up and ones built to keep pace with a wor...

Correct Sleeping Posture to Minimize Back Strain

Most people don’t pay much attention to how they sleep until they start waking up with a stiff bac...

Why Product Longevity Matters for Sustainable Australian Buildings

Sustainability in building design is often associated with recycled materials, renewable resources a...

NDIS Support Coordination Explained: What Does a Support Coordinator Actually Do?

NDIS support coordination explained means understanding how a professional can help participants n...

When Should You Speak with Divorce Lawyers in Sydney?

Divorce involves more than completing an online application. It can affect parenting arrangements, p...

How to Choose a Reliable Hot Water System Installer on the Gold Coast

Choosing a reliable installer is just as important as choosing the right hot water system. A qualifi...