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Simple fixes could help save Australian consumers from up to $3.6 billion in 'loyalty taxes'

  • Written by: Allan Fels, Professorial Fellow, University of Melbourne
Simple fixes could help save Australian consumers from up to $3.6 billion in 'loyalty taxes'On average, customers renewing their insurance policy now pay 34% more than new customerswww.shutterstock.com

A “loyalty tax” occurs when discounts are offered to new customers while longer-term customers pay more. Often this involves increasing premiums at the first and subsequent renewals.

As the NSW government’s Insurance...

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China can learn from Australian urban design, but it's not all one-way traffic

  • Written by: Lucile Jacquot, Research fellow, Griffith University
China can learn from Australian urban design, but it's not all one-way trafficDalian is an emerging city and tourist destination in China, but its urban spaces could be improved in many ways.Paul J Martin/Shutterstock

By 2017, 58% of Chinese people were living in cities. This is much less than the 79% for Western Europe and 86% for Australia, but China is undergoing very rapid urbanisation, as the chart below shows. It is...

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Making deer fair game for unlicensed hunting is the right step for New South Wales

  • Written by: Thomas Newsome, Lecturer, University of Sydney
Making deer fair game for unlicensed hunting is the right step for New South WalesThe fate of deer carcasses is a crucial consideration in monitoring the success of future culling.Emma Spencer, Author provided

The New South Wales government last week revealed plans to ease shooting restrictions on feral deer. If the plans go ahead, deer will be stripped of their status as a game animal and will no longer be afforded protection...

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what Western civilisation owes to Islamic cultures

  • Written by: Constant Mews, Director, Centre for Religious Studies, Monash University
what Western civilisation owes to Islamic culturesSculpture of ninth-century Persian scholar Al-Khwarizmi in Khiva, Uzbekistan. Latin discovery of Al-Khwarizmi's work introduced the numerals 0-9, one of many ways in which Islamic cultures have contributed to Western civilisation.LBM1948/Wikimedia Commons, CC BY-SA

Algebra, alchemy, artichoke, alcohol, and apricot all derive from Arabic words which...

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More Articles …

  1. It's not easy to give a robot a sense of touch
  2. Report finds every $1 Australia spends on preschool will return $2, but this won't just magically happen
  3. Inequality is growing, but it is also changing as Australia's super rich evolve
  4. They've cut deeming rates, but what are they?
  5. Michelle Grattan on the government's plans for Indigenous recognition
  6. The river red gum is an icon of the driest continent
  7. The TGA's proposed breast implant ban exposes a litany of failures, and fails to protect women
  8. human trafficking is the world’s fastest growing crime
  9. Group punishment doesn't fix behaviour
  10. the Australians who pioneered self-sufficiency, generations before Nimbin
  11. Design and repair must work together to undo our legacy of waste
  12. Looking after loved ones with mental illness puts carers at risk themselves. They need more support
  13. we need those tax cuts now, all of them. The surplus can wait
  14. How Muslim women break stereotypes by mixing faith and modesty with fashion
  15. Arctic ice loss is worrying, but the giant stirring in the South could be even worse
  16. We create 20m tons of construction industry waste each year. Here's how to stop it going to landfill
  17. When does getting help on an assignment turn into cheating?
  18. When it comes to Indigenous recognition, Ken Wyatt will have to close multiple gaps
  19. welcome to the bizarro world of negative interest rates
  20. Ken Wyatt's big promises on Indigenous affairs
  21. Understanding dog personalities can help prevent attacks
  22. In the remote Cambodian jungles, we made sure rare Siamese crocodiles would have enough food
  23. why is the Sun orange when white stars are the hottest?
  24. Women, rural and disadvantaged Australians may be missing out on care in the NDIS
  25. writing the powerful female world of Wentworth
  26. How to improve health outcomes for Indigenous peoples by making space for self-determination
  27. Ken Wyatt on constitutional recognition for Indigenous Australians
  28. Deeming rates explained. What is deeming, how does it cut pensions, and why do we have it?
  29. the 'novelty song' that became a cultural touchstone
  30. Indonesia has sent Australia's recycling home – it's time to clean up our act
  31. Victoria’s mental health system fails the most vulnerable
  32. Most people think playing chess makes you 'smarter', but the evidence isn't clear on that
  33. Most adults have never heard of TikTok. That's by design
  34. The new Mabo? $190 million stolen wages settlement is unprecedented, but still limited
  35. The world has a hard time trusting China. But does it care?
  36. The 2019 flu shot isn't perfect – but it's still our best defence against influenza
  37. how the move to digital medical records is leaving us drowning in old paper files
  38. We organised a conference for 570 people without using plastic. Here's how it went
  39. 10 of the best examples of digital literature
  40. Earth's core has been leaking for billions of years
  41. The Morrison government proposes an Indigenous recognition referendum this term
  42. Iran's leader is losing his grasp on power. Does this mean diplomacy is doomed?
  43. Why developing nuclear weapons is an unrealistic option for Australia
  44. Begging ‘professionally’ doesn’t make their poverty and vulnerability any less legitimate
  45. Have you found 'the one'? How mindsets about destiny affect our romantic relationships
  46. interview with space archaeologist Alice Gorman
  47. Recent campus attacks show universities need to do more to protect international students
  48. more compulsory super would make Middle Australia poorer, not richer
  49. Opera is stuck in a racist, sexist past, while many in the audience have moved on
  50. Houses for a warmer future are currently restricted by Australia's building code

Business News

The strategic rise of Bali as Australia’s next essential healthcare support hub

As Australian healthcare providers grapple with unprecedented operational bottlenecks, a new nearshore model is quietly transforming patient care delivery. Forward-thinking organisations,  including...

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Cost Savings and Benefits of Using Used Pallets in Logistics

In today’s competitive logistics and supply chain industry, businesses are constantly looking for ways to reduce operational costs without compromising efficiency and reliability. One of the most prac...

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How Fulfilment Services in Australia Help Businesses Scale Efficiently

The growth of e-commerce and modern retail has transformed customer expectations. Consumers now expect fast shipping, accurate order processing, and seamless delivery experiences regardless of where...

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Practical Ways Australian Workplaces Can Reduce Operating Costs

Reducing business costs doesn’t always mean cutting staff, shrinking services or making the workplace feel bare-bones. In many cases, the smarter savings are hiding in everyday operations: the light...

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Executive Recruitment Solutions That Help Organisations Secure Exceptional Leaders

Leadership has a direct impact on organisational performance, employee engagement, strategic growth, and long-term success. Businesses operating in increasingly competitive environments require experi...

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Why A WooCommerce Website Designer Matters For Online Growth

Running an online store today requires more than simply listing products and waiting for customers to arrive. Businesses need a website that is fast, reliable, easy to navigate, and designed to suppor...

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Turning Your Empty Tables into Revenue

The rise of AI demand tools in hospitality, the EatClub–CommBank partnership, and seven trends reshaping Australian dining  A growing number of Australian venues are turning to AI-powered demand mana...

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High-Impact Dental Marketing Strategies That Are Driving Real Practice Growth Today

The landscape of dental practice growth in Australia has shifted dramatically over recent years. Standard, broad-spectrum advertising campaigns no longer yield the return on investment they once did. ...

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How Telematics Helps Australian Companies Improve Productivity

Operating a commercial fleet in Australia is a uniquely demanding endeavour. Between the sprawling urban sprawl of cities like Sydney and Melbourne and the immense, unforgiving stretches of the Outb...

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The Daily Magazine

Lighting Shop in Perth: How The Right Lighting Can Transform Your Home And Business

The right lighting can completely change the look, feel, and functionality of any space. Whether it ...

Traffic Light System Solutions For Safer And More Efficient Traffic Management

Modern cities and growing communities rely heavily on effective traffic management to ensure safety...

Gold Migration Lawyers in Liquidation: How the Closure Affects Your ART Appeal

If your appeal was with Gold Migration Lawyers, a recent change to how the Tribunal decides cases ...

The pressure cooker: life in urban Australia in 2026

Australian cities have always been demanding. Long commutes, rising housing costs, busy schedules a...

What Actually Makes a Good Criminal Lawyer in Melbourne

Most people only think about this question once. That is usually too late. Most people charged wi...

Why Working With A Chatswood Tutor Can Improve Academic Performance

Academic expectations continue increasing for students across primary school, high school, and senio...

Is It Worth Getting Solar Panels in Melbourne?

The real question is not whether solar works in Melbourne. It works. The question is what it is co...

How A Diploma Of Project Management Builds Practical Skills For Modern Work Environments

Developing the ability to plan, execute, and deliver outcomes efficiently is a key requirement in to...

How to Choose the Right Football for Every Level

Choosing a football may seem straightforward, but the right option depends on who will be using it a...