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Investors are exploiting returns on debt financing to muscle out home buyers

  • Written by: Chyi Lin Lee, Associate Professor of Property, Western Sydney University

Investors have played an increasingly important role in the Australian housing market in recent years. Our new research shows the actual return rate for housing investors almost doubled a layman’s expectation. Experienced investors are taking advantage of the knowledge gap and might continue to price out other housing buyers.

The sharp increa...

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Let graduates use super to pay off HELP debt faster

  • Written by: Geoff Sharrock, Honorary Senior Fellow, Centre for Vocational and Educational Policy, University of Melbourne
imageThose already working will face tax increases of 1%-2% of their income from 2018. from shutterstock.com

If the Senate passes budget reforms for higher education, Higher Education Loan Program (HELP) repayments would start earlier, with a wider range of rates: 1% of income for those earning A$42,000, rising to 10% at $120,000.

To put this in...

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FactCheck: will 700,000 workers be 'ripped off' by penalty rate cuts, as Bill Shorten said?

  • Written by: Joshua Healy, Senior Research Fellow, Centre for Workplace Leadership, University of Melbourne

Malcolm Turnbull’s cuts to penalty rates will rip off 700,000 workers… – Labor leader Bill Shorten, in a Labor-produced recorded phone call to voters released in March 2017.

The Fair Work Commission recently held a new round of deliberations on how to implement its recommendation that Sunday and public holiday penalty rates be...

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Manchester's Blue Monday and the Folly of Cowardice

  • Written by: Lauren Rosewarne, Senior Lecturer, University of Melbourne

As someone whose life revolves around consuming politics, consuming media, my reaction to the attack in Manchester - messy, and, for a while there, unbridled - felt disproportionate.

It’d been such a long time since I’d had crying-induced headaches. Since my face bore the blotchy pallor of someone who’s wept more than she’s...

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More Articles …

  1. How we could make the retirement system more sustainable
  2. Politics podcast: Chris Bowen on Labor's budget responses
  3. Full response from a spokesperson for Brendan O'Connor
  4. Full response from the McKell Institute regarding its report on penalty rate cuts
  5. Sorry everyone: on the internet, you're always the product
  6. Poor kids hit puberty sooner and risk a lifetime of health problems
  7. Australian cricketers' pay dispute: will lightning strike twice in the same place?
  8. The way we walk can be used to power and secure our devices
  9. Australia's involvement in an 'Anglosphere' is the delusion of a golden age that never existed
  10. Sgt Pepper's at 50 – the greatest thing you ever heard or just another album?
  11. Aussie retailers need to adapt to a world built on speed
  12. Pirates of the Caribbean 5: there be some good science in that there film
  13. Curious Kids: If a huge huntsman spider is sucked into a vacuum cleaner, can it crawl out later?
  14. Widespread invasive species control is a risky business
  15. Thinking big gives top predators the competitive edge
  16. How do we choose who gets the flu vaccine in a pandemic – paramedics, prisoners or the public?
  17. The insecurity of private renters – how do they manage it?
  18. Turnbull offers May 'any and every support' after terror attack
  19. 'Giving a Gonski' will be torrid test for Greens
  20. The 'digital handmade': how 3D printing became a new craft technology
  21. Mr Burns: post-apocalyptic Simpsons musical shows theatre's future is dazzling
  22. Carnage at Ariana Grande concert in Manchester a suspected terrorist attack
  23. Explainer: what is nanomedicine and how can it improve childhood cancer treatment?
  24. Congressional Republicans would prefer Pence, so why not impeach Trump?
  25. Did humans evolve in Europe rather than Africa? We don't have the answer just yet
  26. 'Fake refugees': Dutton adopts an alternative fact to justify our latest human rights violation
  27. The world would be better off if Trump withdraws from the Paris climate deal
  28. Twiggy Forrest donation: more philanthropy means more risk-taking – and that's good
  29. Why you should donate to The Conversation
  30. Report: government won't rule out underwriting Adani's Carmichael coal mine
  31. The science of business decision making: giving out perks doesn't necessarily lead to results
  32. Explainer: why 300 Indigenous leaders are meeting at Uluru this week
  33. Passed away, kicked the bucket, pushing up daisies – the many ways we don't talk about death
  34. What’s in the name 'homeless'? How people see themselves and the labels we apply matter
  35. Australian farmers are adapting to climate change
  36. Reading classic novels in an era of climate change
  37. ASKAP telescope speeds up the hunt for new Fast Radio Bursts
  38. Malcolm Turnbull seeks legal advice on Hanson's staffer Ashby
  39. After the 'Facebook Files', the social media giant must be more transparent
  40. Australian copyright laws have questionable benefits
  41. Explainer: how the internet knows if you're happy or sad
  42. Colloid science, tackling superbugs and light lead the 2017 Shine Dome Awards
  43. Explainer: what is positive psychology and how can you use it for yourself?
  44. Many Australian universities may be in surplus, but does that mean there's fat to cut?
  45. The weather is now political
  46. Let cities speak: what sounds define us now?
  47. Consumers lose out in funeral industry lacking competition and regulation: study
  48. Lessons of 1967 referendum still apply to debates on constitutional recognition
  49. Dinosaur embryo returned to China, but many fossils fall victim to illegal trade and poor protection
  50. Let cities speak: reclaiming a place for community with sounds

Business News

How Businesses Can Prepare for Unexpected Power Outages

Power failures can occur quickly. The supply may be interrupted by bad weather, issues with the electricity network, damaged equipment or local construction work. This can be just a hassle for a fam...

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How Chatswood Tutoring Can Fit Into a Student’s Weekly Routine

Create a Predictable Weekly Structure A consistent weekly routine can make study easier to manage when students are balancing several subjects. Chatswood tutoring can provide a fixed learning point a...

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The Rise of Digital Marketplaces in the Australian Trade Sector

For decades, the Australian trade and construction sector operated almost entirely on word-of-mouth recommendations and local community networks. Small business owners typically relied on local newspa...

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How Immigration Lawyers Can Help

Introduction Visa decisions can shape employment, family life, study plans, travel, and future residence. A small omission can lead to delay, added expense, or refusal. Immigration lawyers assess l...

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How Industrial Drying Equipment Supports Efficient Processing

Many industrial processes require moisture to be removed from compressed air, products or process materials before they move to the next stage. Excess moisture can affect equipment performance, produc...

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Practical Ways a Whiteboard Can Improve Workplace Communication

Effective communication helps teams stay organised, share ideas and keep track of important information. While digital tools are now common in many workplaces, a whiteboard continues to provide a simp...

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Designing Eco-Friendly Custom Water Bottles for Your Next Event

The Evolution of Sustainable Event Merchandise Event planning has undergone a massive transformation over the last decade. Gone are the days when organizers could hand out cheap, single use plastic...

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Why Choosing a Professional Florist Melbourne Makes Flower Delivery Impactful

Flowers have a great power to speak when humans cannot express their feelings with right words. Flowers are the best gifts when you are celebrating a birthday or welcoming a newborn child into your fa...

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The Business Case for Choosing Australian Fabricators Over Imported Alternatives

For a long time, you might have defaulted to overseas suppliers when sourcing fabricated metal components for a project. The unit price was lower on paper, and the maths seemed straightforward. That...

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The Daily Magazine

Why Your Dental Clinic Is Not Getting Enough New Patient Bookings From Google

Introduction SEO for Dentist is not just about getting a dental clinic to appear somewhere on Goo...

Low Water Pressure in Sunbury: Is the Problem Inside Your Home or Outside It?

Low water pressure is one of those problems that can send a homeowner in the wrong direction. A we...

4 Beige Rugs for Beautiful and Comfortable Wooden Flooring

Wooden flooring already brings warmth and character to a room, but a beige rug can make that found...

How to Fix Poor Subfloor Ventilation in Older Homes

Older homes have character, but many were built before today's ideas about moisture and airflow were...

Early Engagement on Instagram: What Those First Reactions Really Tell You

The first few hours after an Instagram post goes live are worth paying close attention to. A massi...

Why Preventive Care Matters for Heavy-Duty Equipment

Heavy-duty equipment is designed to operate reliably under demanding conditions and over extended ...

7 Natural Tips to Restore Shine and Softness to Dull Hair

Healthy, lustrous hair often feels like an unattainable dream when you are dealing with dry, brittle...

Buying Property with Someone else? Settle these Questions First

Buying a home with a partner, a sibling or a friend can make a purchase possible that neither of you...

How to Handle a Blocked Drain in Bribie Island Before Starting Deck Repairs

Planning an outdoor upgrade brings excitement, but building a beautiful timber deck requires caref...