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Investors are exploiting returns on debt financing to muscle out home buyers

  • Written by: Chyi Lin Lee, Associate Professor of Property, Western Sydney University

Investors have played an increasingly important role in the Australian housing market in recent years. Our new research shows the actual return rate for housing investors almost doubled a layman’s expectation. Experienced investors are taking advantage of the knowledge gap and might continue to price out other housing buyers.

The sharp increa...

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Let graduates use super to pay off HELP debt faster

  • Written by: Geoff Sharrock, Honorary Senior Fellow, Centre for Vocational and Educational Policy, University of Melbourne
imageThose already working will face tax increases of 1%-2% of their income from 2018. from shutterstock.com

If the Senate passes budget reforms for higher education, Higher Education Loan Program (HELP) repayments would start earlier, with a wider range of rates: 1% of income for those earning A$42,000, rising to 10% at $120,000.

To put this in...

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FactCheck: will 700,000 workers be 'ripped off' by penalty rate cuts, as Bill Shorten said?

  • Written by: Joshua Healy, Senior Research Fellow, Centre for Workplace Leadership, University of Melbourne

Malcolm Turnbull’s cuts to penalty rates will rip off 700,000 workers… – Labor leader Bill Shorten, in a Labor-produced recorded phone call to voters released in March 2017.

The Fair Work Commission recently held a new round of deliberations on how to implement its recommendation that Sunday and public holiday penalty rates be...

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Manchester's Blue Monday and the Folly of Cowardice

  • Written by: Lauren Rosewarne, Senior Lecturer, University of Melbourne

As someone whose life revolves around consuming politics, consuming media, my reaction to the attack in Manchester - messy, and, for a while there, unbridled - felt disproportionate.

It’d been such a long time since I’d had crying-induced headaches. Since my face bore the blotchy pallor of someone who’s wept more than she’s...

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More Articles …

  1. How we could make the retirement system more sustainable
  2. Politics podcast: Chris Bowen on Labor's budget responses
  3. Full response from a spokesperson for Brendan O'Connor
  4. Full response from the McKell Institute regarding its report on penalty rate cuts
  5. Sorry everyone: on the internet, you're always the product
  6. Poor kids hit puberty sooner and risk a lifetime of health problems
  7. Australian cricketers' pay dispute: will lightning strike twice in the same place?
  8. The way we walk can be used to power and secure our devices
  9. Australia's involvement in an 'Anglosphere' is the delusion of a golden age that never existed
  10. Sgt Pepper's at 50 – the greatest thing you ever heard or just another album?
  11. Aussie retailers need to adapt to a world built on speed
  12. Pirates of the Caribbean 5: there be some good science in that there film
  13. Curious Kids: If a huge huntsman spider is sucked into a vacuum cleaner, can it crawl out later?
  14. Widespread invasive species control is a risky business
  15. Thinking big gives top predators the competitive edge
  16. How do we choose who gets the flu vaccine in a pandemic – paramedics, prisoners or the public?
  17. The insecurity of private renters – how do they manage it?
  18. Turnbull offers May 'any and every support' after terror attack
  19. 'Giving a Gonski' will be torrid test for Greens
  20. The 'digital handmade': how 3D printing became a new craft technology
  21. Mr Burns: post-apocalyptic Simpsons musical shows theatre's future is dazzling
  22. Carnage at Ariana Grande concert in Manchester a suspected terrorist attack
  23. Explainer: what is nanomedicine and how can it improve childhood cancer treatment?
  24. Congressional Republicans would prefer Pence, so why not impeach Trump?
  25. Did humans evolve in Europe rather than Africa? We don't have the answer just yet
  26. 'Fake refugees': Dutton adopts an alternative fact to justify our latest human rights violation
  27. The world would be better off if Trump withdraws from the Paris climate deal
  28. Twiggy Forrest donation: more philanthropy means more risk-taking – and that's good
  29. Why you should donate to The Conversation
  30. Report: government won't rule out underwriting Adani's Carmichael coal mine
  31. The science of business decision making: giving out perks doesn't necessarily lead to results
  32. Explainer: why 300 Indigenous leaders are meeting at Uluru this week
  33. Passed away, kicked the bucket, pushing up daisies – the many ways we don't talk about death
  34. What’s in the name 'homeless'? How people see themselves and the labels we apply matter
  35. Australian farmers are adapting to climate change
  36. Reading classic novels in an era of climate change
  37. ASKAP telescope speeds up the hunt for new Fast Radio Bursts
  38. Malcolm Turnbull seeks legal advice on Hanson's staffer Ashby
  39. After the 'Facebook Files', the social media giant must be more transparent
  40. Australian copyright laws have questionable benefits
  41. Explainer: how the internet knows if you're happy or sad
  42. Colloid science, tackling superbugs and light lead the 2017 Shine Dome Awards
  43. Explainer: what is positive psychology and how can you use it for yourself?
  44. Many Australian universities may be in surplus, but does that mean there's fat to cut?
  45. The weather is now political
  46. Let cities speak: what sounds define us now?
  47. Consumers lose out in funeral industry lacking competition and regulation: study
  48. Lessons of 1967 referendum still apply to debates on constitutional recognition
  49. Dinosaur embryo returned to China, but many fossils fall victim to illegal trade and poor protection
  50. Let cities speak: reclaiming a place for community with sounds

Business News

The strategic rise of Bali as Australia’s next essential healthcare support hub

As Australian healthcare providers grapple with unprecedented operational bottlenecks, a new nearshore model is quietly transforming patient care delivery. Forward-thinking organisations,  including...

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Cost Savings and Benefits of Using Used Pallets in Logistics

In today’s competitive logistics and supply chain industry, businesses are constantly looking for ways to reduce operational costs without compromising efficiency and reliability. One of the most prac...

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How Fulfilment Services in Australia Help Businesses Scale Efficiently

The growth of e-commerce and modern retail has transformed customer expectations. Consumers now expect fast shipping, accurate order processing, and seamless delivery experiences regardless of where...

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Practical Ways Australian Workplaces Can Reduce Operating Costs

Reducing business costs doesn’t always mean cutting staff, shrinking services or making the workplace feel bare-bones. In many cases, the smarter savings are hiding in everyday operations: the light...

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Executive Recruitment Solutions That Help Organisations Secure Exceptional Leaders

Leadership has a direct impact on organisational performance, employee engagement, strategic growth, and long-term success. Businesses operating in increasingly competitive environments require experi...

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Why A WooCommerce Website Designer Matters For Online Growth

Running an online store today requires more than simply listing products and waiting for customers to arrive. Businesses need a website that is fast, reliable, easy to navigate, and designed to suppor...

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Turning Your Empty Tables into Revenue

The rise of AI demand tools in hospitality, the EatClub–CommBank partnership, and seven trends reshaping Australian dining  A growing number of Australian venues are turning to AI-powered demand mana...

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High-Impact Dental Marketing Strategies That Are Driving Real Practice Growth Today

The landscape of dental practice growth in Australia has shifted dramatically over recent years. Standard, broad-spectrum advertising campaigns no longer yield the return on investment they once did. ...

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How Telematics Helps Australian Companies Improve Productivity

Operating a commercial fleet in Australia is a uniquely demanding endeavour. Between the sprawling urban sprawl of cities like Sydney and Melbourne and the immense, unforgiving stretches of the Outb...

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The Daily Magazine

Lighting Shop in Perth: How The Right Lighting Can Transform Your Home And Business

The right lighting can completely change the look, feel, and functionality of any space. Whether it ...

Traffic Light System Solutions For Safer And More Efficient Traffic Management

Modern cities and growing communities rely heavily on effective traffic management to ensure safety...

Gold Migration Lawyers in Liquidation: How the Closure Affects Your ART Appeal

If your appeal was with Gold Migration Lawyers, a recent change to how the Tribunal decides cases ...

The pressure cooker: life in urban Australia in 2026

Australian cities have always been demanding. Long commutes, rising housing costs, busy schedules a...

What Actually Makes a Good Criminal Lawyer in Melbourne

Most people only think about this question once. That is usually too late. Most people charged wi...

Why Working With A Chatswood Tutor Can Improve Academic Performance

Academic expectations continue increasing for students across primary school, high school, and senio...

Is It Worth Getting Solar Panels in Melbourne?

The real question is not whether solar works in Melbourne. It works. The question is what it is co...

How A Diploma Of Project Management Builds Practical Skills For Modern Work Environments

Developing the ability to plan, execute, and deliver outcomes efficiently is a key requirement in to...

How to Choose the Right Football for Every Level

Choosing a football may seem straightforward, but the right option depends on who will be using it a...