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Should regulation be aimed at saving the payday borrower from themselves?

  • Written by: The Conversation Contributor
imageBorrower personality is an under-studied area of payday lending.Image sourced from www.shutterstock.com

The fact that payday industry is marked by high interest rates, hidden charges, and has a vulnerable sector of the community as the target market inevitably means it is constantly scrutinised by regulators.

In March, payday lender Nimble ordered...

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Do wind vent holes in banners make a difference? We used a wind tunnel to find out

  • Written by: The Conversation Contributor

The next time you see a banner hung across a street or from a bridge, or hoisted as part of a street march, protest or demonstration, take a closer look. You may see that the banner has holes or slits cut into it.

But why would someone cut holes into a perfectly good banner?

These are so-called “wind vents”, and for some reason people...

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David Attenborough says the Great Barrier Reef is in 'grave danger' – it's time to step up

  • Written by: The Conversation Contributor
imageSir David on the Great Barrier Reef. David Attenborough © Serengeti Entertainment

Over three weeks, Australians have been taken on an incredible journey through the biology, beauty and wonder of the Great Barrier Reef, guided by Sir David Attenborough.

As individuals who have had the privilege of working on the Reef for much of our lives, the...

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Brexit: taking the great out of Britain

  • Written by: The Conversation Contributor
imageEPA/Hannah McKay

It’s not every day we get to see a country seemingly intent on committing political suicide. And yet, despite the pleas of concerned friends and independent evidence about its potential political and economic costs, it’s increasingly possible that Britain might do precisely that.

It is no secret that many Brits have been...

Read more …

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  10. Queensland Labor and LNP's 'appalling hypocrisy': experts' warnings over shock electoral changes
  11. Betrayal and guilt: past and future collide in Easter Rising commemorations
  12. Full response from Jane Caro
  13. FactCheck Q A: does Australia have one of the most unequal education systems in the OECD?
  14. VIDEO: Michelle Grattan on the unofficial election campaign
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  21. Ideas for Australia: Australia boosts defences, but must pick its fights carefully in a time of tensions and uncertainties
  22. Ideas for Australia: Sold short – Australia's aid cuts have foreign policy consequences
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How Businesses Can Prepare for Unexpected Power Outages

Power failures can occur quickly. The supply may be interrupted by bad weather, issues with the electricity network, damaged equipment or local construction work. This can be just a hassle for a fam...

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How Chatswood Tutoring Can Fit Into a Student’s Weekly Routine

Create a Predictable Weekly Structure A consistent weekly routine can make study easier to manage when students are balancing several subjects. Chatswood tutoring can provide a fixed learning point a...

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The Rise of Digital Marketplaces in the Australian Trade Sector

For decades, the Australian trade and construction sector operated almost entirely on word-of-mouth recommendations and local community networks. Small business owners typically relied on local newspa...

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How Immigration Lawyers Can Help

Introduction Visa decisions can shape employment, family life, study plans, travel, and future residence. A small omission can lead to delay, added expense, or refusal. Immigration lawyers assess l...

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How Industrial Drying Equipment Supports Efficient Processing

Many industrial processes require moisture to be removed from compressed air, products or process materials before they move to the next stage. Excess moisture can affect equipment performance, produc...

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Practical Ways a Whiteboard Can Improve Workplace Communication

Effective communication helps teams stay organised, share ideas and keep track of important information. While digital tools are now common in many workplaces, a whiteboard continues to provide a simp...

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Designing Eco-Friendly Custom Water Bottles for Your Next Event

The Evolution of Sustainable Event Merchandise Event planning has undergone a massive transformation over the last decade. Gone are the days when organizers could hand out cheap, single use plastic...

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Why Choosing a Professional Florist Melbourne Makes Flower Delivery Impactful

Flowers have a great power to speak when humans cannot express their feelings with right words. Flowers are the best gifts when you are celebrating a birthday or welcoming a newborn child into your fa...

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The Business Case for Choosing Australian Fabricators Over Imported Alternatives

For a long time, you might have defaulted to overseas suppliers when sourcing fabricated metal components for a project. The unit price was lower on paper, and the maths seemed straightforward. That...

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The Daily Magazine

How NDIS Providers Can Free Up Space and Run a Tighter Operation

Walk into the office of almost any growing NDIS provider and you will probably find a corner that ha...

Small Acts, Big Impact: How Australians Can Give Back to Their Communities

There is a common belief that giving back requires either a lot of money or a lot of time. Big chequ...

The Lost Art of Saying Thank You and Why It Still Matters

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How Non-Competitive Sports Programs Benefit Early Childhood Development

Australia is known globally as a sporting nation, yet recent statistics paint a surprisingly differe...

The Hidden Health Impacts of Digital Screens on Developing Eyes

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GRC Consulting and Cyber Security Consulting for Businesses

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How to Set a Budget Before Bidding at Auction

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Does a Modern James Bond Exist?

Image Credit: MysteryShot What the Movies Get Right About Private Investigators There are a few mov...

How Australian Businesses Can Effectively Manage Tax Audits and Disputes

Managing a small business in Australia is inherently challenging, but recent shifts in regulatory ...