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Should regulation be aimed at saving the payday borrower from themselves?

  • Written by: The Conversation Contributor
imageBorrower personality is an under-studied area of payday lending.Image sourced from www.shutterstock.com

The fact that payday industry is marked by high interest rates, hidden charges, and has a vulnerable sector of the community as the target market inevitably means it is constantly scrutinised by regulators.

In March, payday lender Nimble ordered...

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Do wind vent holes in banners make a difference? We used a wind tunnel to find out

  • Written by: The Conversation Contributor

The next time you see a banner hung across a street or from a bridge, or hoisted as part of a street march, protest or demonstration, take a closer look. You may see that the banner has holes or slits cut into it.

But why would someone cut holes into a perfectly good banner?

These are so-called “wind vents”, and for some reason people...

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David Attenborough says the Great Barrier Reef is in 'grave danger' – it's time to step up

  • Written by: The Conversation Contributor
imageSir David on the Great Barrier Reef. David Attenborough © Serengeti Entertainment

Over three weeks, Australians have been taken on an incredible journey through the biology, beauty and wonder of the Great Barrier Reef, guided by Sir David Attenborough.

As individuals who have had the privilege of working on the Reef for much of our lives, the...

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Brexit: taking the great out of Britain

  • Written by: The Conversation Contributor
imageEPA/Hannah McKay

It’s not every day we get to see a country seemingly intent on committing political suicide. And yet, despite the pleas of concerned friends and independent evidence about its potential political and economic costs, it’s increasingly possible that Britain might do precisely that.

It is no secret that many Brits have been...

Read more …

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  2. What the universe's most elusive particles can tell us about the universe's most energetic objects
  3. Separating fact from fiction about euthanasia in Belgium
  4. An elusive virtuoso who embraced ambiguity and female desire
  5. Prince: a pop chameleon whose music contained multitudes
  6. The battle for audiences as free-TV viewing continues its decline
  7. Three years on from Rana Plaza disaster and little improvement in transparency or worker conditions
  8. Prince’s passing bookends another chapter in the history of music
  9. Drought forecasting isn't just about water – to get smart we need health and financial data too
  10. Queensland Labor and LNP's 'appalling hypocrisy': experts' warnings over shock electoral changes
  11. Betrayal and guilt: past and future collide in Easter Rising commemorations
  12. Full response from Jane Caro
  13. FactCheck Q A: does Australia have one of the most unequal education systems in the OECD?
  14. VIDEO: Michelle Grattan on the unofficial election campaign
  15. Is online therapy as good as talking face-to-face with a clinician?
  16. Affordable, sustainable, high quality urban housing? It's not an impossible dream
  17. They're the voice: how workers can be heard when unions are on the wane
  18. Vital Signs: Governor Glenn Stevens drops the ball
  19. The Paris Agreement signing ceremony at a glance
  20. Indigenous innovation could save a billion tonnes of greenhouse gases
  21. Ideas for Australia: Australia boosts defences, but must pick its fights carefully in a time of tensions and uncertainties
  22. Ideas for Australia: Sold short – Australia's aid cuts have foreign policy consequences
  23. Grattan on Friday: Who wins the biffo over the banks is politically important because this issue bites
  24. Friday essay: on telling the stories of characters with Down syndrome
  25. How half our brain keeps watch when we sleep in unfamiliar places
  26. Budget explainer: the structural deficit and what it means
  27. Kitchen Science: bacteria and fungi are your foody friends
  28. Aboriginal – Māori: how Indigenous health suffers on both sides of the ditch
  29. Explainer: what is Lyme disease and does it exist in Australia?
  30. Individuals not the priority in the Cyber Security Strategy
  31. Climate justice and its role in the Paris Agreement
  32. Bread like chaff and putrid rations: how WW1 troops obsessed over food
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  36. How should Indonesia resolve atrocities of the 1965-66 anti-communist purge?
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  39. How to pick Australia's health and medical research priorities
  40. Government backflip on ASIC could be too little too late
  41. Proposed crime prevention orders in NSW go a step too far in restricting offenders
  42. Trump, Clinton have emphatic wins in New York
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  45. The state of the union(s): how a perfect storm weakened the workers' voices
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  47. Ideas for Australia: Closing the gap is proving hard, but we can do better by working developmentally
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Business News

The Business Case for Choosing Australian Fabricators Over Imported Alternatives

For a long time, you might have defaulted to overseas suppliers when sourcing fabricated metal components for a project. The unit price was lower on paper, and the maths seemed straightforward. That...

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Australian organisations are relying on business continuity plans built for a far more predictable world

Tariff escalations, supply chain fragility, geopolitical events, and the ongoing threat of cyber disruption have reshaped the risk environment facing Australian organisations. The problem is that ma...

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How to Rent a Car for Uber in Melbourne: What Every New Driver Needs to Know

Starting out as an Uber driver in Melbourne is not as complicated as it sounds but getting the vehicle right is where most new drivers get stuck. Uber has strict requirements around vehicle age, condi...

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When Should You Speak to a Lawyer About a Legal Issue?

Legal issues can begin with a simple question, then become harder to manage once formal steps are involved. Many people wait until a matter feels urgent before seeking guidance, even though earlier ...

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The strategic rise of Bali as Australia’s next essential healthcare support hub

As Australian healthcare providers grapple with unprecedented operational bottlenecks, a new nearshore model is quietly transforming patient care delivery. Forward-thinking organisations,  including...

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Cost Savings and Benefits of Using Used Pallets in Logistics

In today’s competitive logistics and supply chain industry, businesses are constantly looking for ways to reduce operational costs without compromising efficiency and reliability. One of the most prac...

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How Fulfilment Services in Australia Help Businesses Scale Efficiently

The growth of e-commerce and modern retail has transformed customer expectations. Consumers now expect fast shipping, accurate order processing, and seamless delivery experiences regardless of where...

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Practical Ways Australian Workplaces Can Reduce Operating Costs

Reducing business costs doesn’t always mean cutting staff, shrinking services or making the workplace feel bare-bones. In many cases, the smarter savings are hiding in everyday operations: the light...

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Executive Recruitment Solutions That Help Organisations Secure Exceptional Leaders

Leadership has a direct impact on organisational performance, employee engagement, strategic growth, and long-term success. Businesses operating in increasingly competitive environments require experi...

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The Daily Magazine

What Happens After You Lodge a BYDA Enquiry? The Step Most Excavation Projects Miss

Every excavation project in Australia — from a backyard deck footing to a multi-storey commercial bu...

How to Choose the Right Dentist on the Gold Coast

Finding a dentist you trust is one of those decisions that quietly affects your health for years, ...

The Hidden Engineering Problem Inside Australia's Older Housing Stock

A significant share of Australian homes were built for a way of living that no longer exists. Houses...

DIY Rodent Control Vs Professional Help: When Is It Time To Call The Experts?

Rodents are one of the most frustrating pest problems for Australian property owners. Rats and mic...

Lighting Shop in Perth: How The Right Lighting Can Transform Your Home And Business

The right lighting can completely change the look, feel, and functionality of any space. Whether it ...

Traffic Light System Solutions For Safer And More Efficient Traffic Management

Modern cities and growing communities rely heavily on effective traffic management to ensure safety...

Gold Migration Lawyers in Liquidation: How the Closure Affects Your ART Appeal

If your appeal was with Gold Migration Lawyers, a recent change to how the Tribunal decides cases ...

The pressure cooker: life in urban Australia in 2026

Australian cities have always been demanding. Long commutes, rising housing costs, busy schedules a...

What Actually Makes a Good Criminal Lawyer in Melbourne

Most people only think about this question once. That is usually too late. Most people charged wi...