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Banks shouldn't underestimate the risk of concentration in the housing market

  • Written by: Harry Scheule, Associate Professor, Finance, UTS Business School, University of Technology Sydney

The view of Australian banks on the risk that mortgage stress poses to our economy and the banks’ own viability is worrying. Shayne Elliott, CEO of ANZ Bank commented in this week’s Four Corners report:

The reality is that housing loans are pretty good because they’re quite diverse in terms of lots of relatively small loans across...

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Beer, bongs and baby boomers: the unlikely tale of drug and alcohol use in the over 50s

  • Written by: Ann Roche, Professor and Director of the National Centre for Education and Training on Addiction, Flinders University
imageBaby boomers who drink and take drugs risk a range of physical and mental problems that younger substance users don't necessarily face.from www.shutterstock.com

If you ask someone what a typical heavy drinker or drug user looks like, they’re probably more likely to evoke images of Gen Ys with tattoos and piercings than greying baby boomers.

Bu...

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The Rape of Lucretia: a deconstructed tale of civic and personal virtue

  • Written by: Oliver Watts, Honorary associate, Sydney College of Arts, University of Sydney
imageAnna Dowsley in The Rape of Lucretia: the story is originally recounted in Livy and has been used since as an allegory of civic virtue and Republican zeal. Zan Wimberley

The Rape of Lucretia by Benjamin Britten and librettist Ronald Duncan is an avant-garde piece of modernism. In this production, the Sydney Chamber Orchestra and Victoria Opera take...

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'No religion' and Jedi Knight find their place in Australian identity

  • Written by: Gary D Bouma, Emeritus Professor of Sociology, Monash University
imageFormally organised forms of religion are only one part of the picture of Australian society.Shutterstock

In a nation that is increasingly secular, religion still plays a vital role in the way we run our country. In this series, we examine the role of religion in Australian politics and education.


The 2016 Census reported on the changing...

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More Articles …

  1. Science fiction helps us deal with science fact: a lesson from Terminator's killer robots
  2. Australian census data show collapse in citizenship uptake by New Zealanders
  3. I was stabbed 14 times at the hospital where I work. I survived, but not everyone is so lucky
  4. To Christians arguing 'no' on marriage equality: the Bible is not decisive
  5. More of us could work in part-time roles if they were designed better
  6. When the Bullin shrieked: Aboriginal memories of volcanic eruptions thousands of years ago
  7. Hype and cash are muddying public understanding of quantum computing
  8. Why investor-driven urban density is inevitably linked to disadvantage
  9. Curious Kids: Where does my poo go when I flush the toilet? Does it go into the ocean?
  10. What blackout? How solar-reliant power grids passed the eclipse test
  11. Help support The Conversation US at SXSW
  12. Newspoll 54-46 to Labor as Turnbull's ratings fall back
  13. Government urges the High Court to hear citizenship cases in mid-September
  14. Why China is cracking down on overseas investment
  15. Mea culpa: Lessons learned from firefighting
  16. Sea the possibilities: to fight climate change, put seaweed in the mix
  17. Beyond bollards: protecting crowded places means not letting the exceptional become the norm
  18. Finkel's Law: robots won't replace us because we still need that human touch
  19. Trump changes his mind on Afghanistan, but will upping the ante win the war?
  20. Science is important but moves too fast: five charts on how Australians view science and scientists
  21. Official prayers in federal parliament are divisive and unconstitutional, and should be scrapped
  22. Explainer: why do we get fungal nail infections and how can we treat them?
  23. It's hard to find a humble CEO. Here's why
  24. Australia's car industry needs cybersecurity rules to deal with the hacking threat
  25. Evidence is clear on the benefits of legalising same-sex marriage
  26. It's not just the buildings, high-density neighbourhoods make life worse for the poor
  27. Greening the concrete jungle: how to make environmentally friendly cement
  28. The 2017 Melbourne International Film Festival: films to watch out for
  29. Surgery isn't the only option for prostate cancer yet many men aren't offered others
  30. North Korea tells Australia it is acting suicidally by joining war games
  31. Friend or foe? Just look at the way a person moves
  32. Being Here: the bold artistic vision and short life of Paula Modersohn-Becker
  33. Health Check: can stress during pregnancy harm my baby?
  34. Politics podcast: Mathias Cormann on the same-sex marriage postal survey
  35. Coalition position worsens in Newspoll to trail 46-54%
  36. Dry winter primes Sydney Basin for early start of bushfire season
  37. Where to take refuge in your home during a bushfire
  38. Being exploited and breaching your visa: the limited choices of the food delivery worker
  39. Curious Kids: Why do we count to 10?
  40. As Australia becomes less religious, our parliament becomes more so
  41. Australia's screen future is online: time to support our new content creators
  42. This is why apartment living is different for the poor
  43. Women who sexually abuse children are just as harmful to their victims as male abusers
  44. Religious classes in schools must adapt to fit a changing Australia
  45. No legal doubt over decisions Joyce and Nash take: Brandis
  46. National poll vs sample survey: how to know what we really think on marriage equality
  47. Tech companies can distinguish between free speech and hate speech if they want to
  48. Striking in al-Ándalus: why Islamic State attacked Spain
  49. How we inherit masculine and feminine behaviours: a new idea about environment and genes
  50. From the edge of the Solar System, Voyager probes are still talking to Australia after 40 years

Business News

How Businesses Can Prepare for Unexpected Power Outages

Power failures can occur quickly. The supply may be interrupted by bad weather, issues with the electricity network, damaged equipment or local construction work. This can be just a hassle for a fam...

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How Chatswood Tutoring Can Fit Into a Student’s Weekly Routine

Create a Predictable Weekly Structure A consistent weekly routine can make study easier to manage when students are balancing several subjects. Chatswood tutoring can provide a fixed learning point a...

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The Rise of Digital Marketplaces in the Australian Trade Sector

For decades, the Australian trade and construction sector operated almost entirely on word-of-mouth recommendations and local community networks. Small business owners typically relied on local newspa...

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How Immigration Lawyers Can Help

Introduction Visa decisions can shape employment, family life, study plans, travel, and future residence. A small omission can lead to delay, added expense, or refusal. Immigration lawyers assess l...

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How Industrial Drying Equipment Supports Efficient Processing

Many industrial processes require moisture to be removed from compressed air, products or process materials before they move to the next stage. Excess moisture can affect equipment performance, produc...

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Practical Ways a Whiteboard Can Improve Workplace Communication

Effective communication helps teams stay organised, share ideas and keep track of important information. While digital tools are now common in many workplaces, a whiteboard continues to provide a simp...

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Designing Eco-Friendly Custom Water Bottles for Your Next Event

The Evolution of Sustainable Event Merchandise Event planning has undergone a massive transformation over the last decade. Gone are the days when organizers could hand out cheap, single use plastic...

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Why Choosing a Professional Florist Melbourne Makes Flower Delivery Impactful

Flowers have a great power to speak when humans cannot express their feelings with right words. Flowers are the best gifts when you are celebrating a birthday or welcoming a newborn child into your fa...

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The Business Case for Choosing Australian Fabricators Over Imported Alternatives

For a long time, you might have defaulted to overseas suppliers when sourcing fabricated metal components for a project. The unit price was lower on paper, and the maths seemed straightforward. That...

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The Daily Magazine

Sydney Academy Partnership Targets Talent Development for Travel and Hospitality

VFS Global Academy’s Australian expansion will focus on practical skills and career development thro...

How Strategic Corporate Gifting Boosts Client Retention and Team Morale

As the calendar pushes towards the end of the year, business leaders across Australia begin evalua...

The Importance of Reliable Plumbing Services During Home Renovations

A freshly renovated bathroom can make an ordinary Monday morning feel a little more inviting. The ne...

Backyard Living Options for Campbelltown Homes: What Works Best?

You know that feeling at the end of a long, busy week when all you want is a calm spot outdoors, whe...

Smart Wardrobe Storage Ideas for Small Sydney Apartments and Bedrooms

A well-designed wardrobe is one of the most useful things a home can have. It's meant to keep clothe...

Colorbond Fencing in Australia: Costs, Colours, Rules and What Actually Lasts

Drive through almost any Australian suburb built in the last thirty years and you are looking at the...

Why Your Dental Clinic Is Not Getting Enough New Patient Bookings From Google

Introduction SEO for Dentist is not just about getting a dental clinic to appear somewhere on Goo...

Low Water Pressure in Sunbury: Is the Problem Inside Your Home or Outside It?

Low water pressure is one of those problems that can send a homeowner in the wrong direction. A we...

4 Beige Rugs for Beautiful and Comfortable Wooden Flooring

Wooden flooring already brings warmth and character to a room, but a beige rug can make that found...