Daily Bulletin

Men's Weekly

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Credit Card Debt Consolidation

  • Written by News Feature Team


Everyone use many financial instruments in his life such as credit card, debit card or cash purchasing. Everything is ok if it is in limit. Over limit of anything causes trouble in our life and one feel depressed under the burden of debt.

The plastic card of bank seems to be free. If one is not paying in cash and using credit card it does not mean that they do not have to pay in future. Certainly cash purchasing keeps you in bound and you spend only that much money which you have in your pocket but while using credit card one feels a bit relaxed when shopping. One should not forget that directly or indirectly it’s your expenses and you have to bear it. Bank will take that spend money from your bank balance and if your account is empty then you will be in trouble. Taking debt is easy but burden of returning it is too much straining. One under the pressure of debt dream of a debt free life but it is not so easy once you are trapped in a debt.

Credit card is a financial instrument that bank offers you most but if unpaid they charge high interest and can keep you under debt for the whole life. So, when using a credit card you need to be sure that you re pay the amount on time so as to avoid any interest charges and clear your dues on time. People who fail to clear off their dues get trapped in the debt situation which makes it a mess for them and they find no way to get out of it. If you are also struggling with such situation then you can check out for some organisations or institutions that are ready to help you out and can bring you out of this mess in an easy manner. Before asking help from any organisation make sure you double check the background of their services, their settlement records and moreover their stability in the finance market. This will make sure that you are going for a reliable firm.

The most common form of debt these days is the credit card debt which people are struggling with. Many people use credit card carelessly or without learning much about it but when they get trapped in the debt issues they find it a big mistake done by them and they find no way to come out of it. Credit card debt consolidation loan is a big help for such people and can make their lives a bit better. People who want to re-establish their financial situation must make sure that they have to stop using credit card for at least three months otherwise interest rate will accumulate so much that situation will go beyond their limit and debtor may sue them in court. The only thing one can do is negotiation. Try to settle with them at 50% so that you can pay the amount and they are also not at loss. You can do it by your own or can take help of experts. Taking the help of experts is a wise decision so that no further mistakes are done and you can get out of the issue easily.

Australia suspends raw prawn imports

  • Written by Barnaby Joyce


Australia suspends raw (green) prawn imports today from White Spot disease affected countries.

·         Decision by Director of Biosecurity to suspend imports welcomed by Deputy Prime Minister Barnaby Joyce and Australian prawn farmers.

·         First use of suspension power since the new Biosecurity Act 2015 came into force, part of the Coalition Government’s stronger border policies, to ensure better targeted and rapid responses to biosecurity threats.

·         Suspension follows alleged non-compliance with import conditions. Criminal charges are being pursued.
 

Australia is cracking down on green prawn imports following suspected deliberate contravening of the nation’s strict biosecurity controls.

Criminal charges are being pursued against one importer, with another four under investigation.

“Australia’s $358 million prawn industry must be protected and not put at risk by the careless and selfish acts of a few,” Deputy Prime Minister Barnaby Joyce said.

“I welcome advice by the Director of Biosecurity that he will be suspending importation of raw prawns from White-Spot affected countries.

“We will not be taking any chances. Five farms on Queensland’s Logan and Albert River area have been decontaminated, while another two are under quarantine. Welfare of Australian farmers must always be front of mind.”

The source of the outbreak is still being investigated, however one possible cause is White Spot infected raw prawns sold only for human consumption being used as bait.

“Please do not use raw imported prawns as bait,” Mr Joyce said.

“There is no risk to human health from White Spot – but it poses a serious risk to our farmers.

“This is the first use of the suspension power since the new Biosecurity Act 2015 came into force, which was part of the Coalition Government’s stronger border policies to ensure better targeted and rapid responses to biosecurity threats.”

The Australian Prawn Farmers Association has applauded the Coalition Government’s efforts.

“We applaud the effort of Barnaby Joyce in suspending these imports. It is welcome news. There were extremely loud woo-hoo’s in the room,” Australian Prawn Farmers Association executive officer Helen Jenkins said.

Mr Joyce said experts had informed him the outbreak in Queensland was eradicable and that the disease has not established in the wild. A previous outbreak of White Spot in Darwin in 2000 was successfully eradicated.

Mr Joyce offered to work with the Queensland Government, which is responsible for containing the outbreak, in a letter in December.

“Affected farmers may able for the Coalition Government’s Farm Household Allowance and Rural Financial Counselling Services,” he said.

“The Commonwealth has deployed experts to assist in the response and is also considering applications for funding to assist with the immediate response.”

Fast Facts:

·         Australia imported around 48 thousand tonnes of prawn products (including fresh frozen and processed prawns) at a value of around $620 million in 2015/16.

·         These were imported from 27 countries - the top five countries by volume were Vietnam, China, Thailand, Malaysia and Indonesia.

·         Of almost 12,000 consignments of raw prawns imported over the past three years (as at the 30 June 2016), all have been inspected and tested. Of these, 163 consignments failed testing and have either been destroyed or re-exported.

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