Read The Times Australia

Daily Bulletin

Aussie Entrepreneur Helps Solve Hospitality Issues One QR Code At A Time

  • Written by: Co-Founder and CEO Taf Chiwanza

Over the past few years, we have seen big changes in the hospitality industry thanks to innovative technology (and the pandemic!). At payo, we’ve made it our mission to support the hospitality industry by introducing our technology to the restaurant, bar and cafe scene.

Launching in March 2021, payo has applied the popular buy now, pay later (BNPL) technology specifically to the hospitality industry, encouraging more people to dine out while allowing customers to eat now and pay later. The first of its kind in the Australian market, payo demonstrates how ‘new technology’ can seamlessly integrate with the hospitality industry.

Buy now, pay later across the board has enjoyed a huge rise in popularity and there’s little doubt that it’s going to be a regular fixture in Aussies ongoing spending habits. The adoption of BNPL is set to continue to grow 24% by 2028 and all signs point to hospitality venues reaping the benefits with the implementation of technology and apps like payo.

Within our first year, we’ve seen a growing demand from consumers and business owners, with early data telling us that payments with payo have seen the average order value increase by 50%.

Australian’s enjoy dining out and even more so when they know they have financial flexibility and the option to split the bill (with payo, they can pay in four interest-free payments). For payo, we’re not just stopping with the BNPL functionality. Our users can also get access to exclusive offers at hundreds of restaurants and as of this month, can now also pay the bill at the table with our latest innovation, payo checkout.

Adding another layer of support to the hospitality industry, payo checkout eliminates wait times, with customers able to pay their bill by scanning the unique QR code on their table. Customers can choose to use any type of credit or debit payment as the platform allows Apple Pay, Google Pay or payo and integrates seamlessly with merchants' POS systems. So what does this mean for merchants? They can now turn tables over quicker than ever, with contactless payments enabling them to focus on providing great food and service.

We’ve all seen the resurgence of QR codes as a result of the pandemic and we believe that table ordering platforms and ongoing QR code integration has an important place in the future of hospitality. Having applied this technology to payo checkout, we’re excited by the support and benefits that table ordering technology is bringing to the industry.

Payo checkout has helped solve two legacy problems in our quest to reduce friction with payments - waiting for the bill and being able to split the bill. Diners can split the bill, evenly or by individually choosing what each person ordered. No more awkward conversations about who ordered what, how to split the bill or who pays. Improving restaurant efficiencies, we’re also giving staff time back in their shift versus spending almost 30% of their working hours on finalising bill payments.

With such benefits to both customers and vendors, it’s important for the industry to keep evolving and that vendors have an open mind when it comes to trying and implementing new technologies. We’re confident the adoption and integration of technology will continue to grow and with it, so will our expansion across Australia. Payo is already available in Brisbane, Melbourne, Sydney and the Gold Coast and with more vendors responding to the changing needs of customers, our aim is for payo to be available in every major city across Australia.

When Should You Speak to a Lawyer About a Legal Issue?

Legal issues can begin with a simple question, then become harder to manage once formal steps are involved. Many people wait until a matter feels urgent before seeking guidance, even though earlier ...

Daily Bulletin - avatar Daily Bulletin

The strategic rise of Bali as Australia’s next essential healthcare support hub

As Australian healthcare providers grapple with unprecedented operational bottlenecks, a new nearshore model is quietly transforming patient care delivery. Forward-thinking organisations,  including...

Daily Bulletin - avatar Daily Bulletin

Cost Savings and Benefits of Using Used Pallets in Logistics

In today’s competitive logistics and supply chain industry, businesses are constantly looking for ways to reduce operational costs without compromising efficiency and reliability. One of the most prac...

Daily Bulletin - avatar Daily Bulletin

How Fulfilment Services in Australia Help Businesses Scale Efficiently

The growth of e-commerce and modern retail has transformed customer expectations. Consumers now expect fast shipping, accurate order processing, and seamless delivery experiences regardless of where...

Daily Bulletin - avatar Daily Bulletin

Practical Ways Australian Workplaces Can Reduce Operating Costs

Reducing business costs doesn’t always mean cutting staff, shrinking services or making the workplace feel bare-bones. In many cases, the smarter savings are hiding in everyday operations: the light...

Daily Bulletin - avatar Daily Bulletin

Executive Recruitment Solutions That Help Organisations Secure Exceptional Leaders

Leadership has a direct impact on organisational performance, employee engagement, strategic growth, and long-term success. Businesses operating in increasingly competitive environments require experi...

Daily Bulletin - avatar Daily Bulletin

Business News

When Should You Speak to a Lawyer About a Legal Issue?

Legal issues can begin with a simple question, then become harder to manage once formal steps are involved. Many people wait until a matter feels urgent before seeking guidance, even though earlier ...

Daily Bulletin - avatar Daily Bulletin

The strategic rise of Bali as Australia’s next essential healthcare support hub

As Australian healthcare providers grapple with unprecedented operational bottlenecks, a new nearshore model is quietly transforming patient care delivery. Forward-thinking organisations,  including...

Daily Bulletin - avatar Daily Bulletin

Cost Savings and Benefits of Using Used Pallets in Logistics

In today’s competitive logistics and supply chain industry, businesses are constantly looking for ways to reduce operational costs without compromising efficiency and reliability. One of the most prac...

Daily Bulletin - avatar Daily Bulletin

How Fulfilment Services in Australia Help Businesses Scale Efficiently

The growth of e-commerce and modern retail has transformed customer expectations. Consumers now expect fast shipping, accurate order processing, and seamless delivery experiences regardless of where...

Daily Bulletin - avatar Daily Bulletin

Practical Ways Australian Workplaces Can Reduce Operating Costs

Reducing business costs doesn’t always mean cutting staff, shrinking services or making the workplace feel bare-bones. In many cases, the smarter savings are hiding in everyday operations: the light...

Daily Bulletin - avatar Daily Bulletin

Executive Recruitment Solutions That Help Organisations Secure Exceptional Leaders

Leadership has a direct impact on organisational performance, employee engagement, strategic growth, and long-term success. Businesses operating in increasingly competitive environments require experi...

Daily Bulletin - avatar Daily Bulletin

Why A WooCommerce Website Designer Matters For Online Growth

Running an online store today requires more than simply listing products and waiting for customers to arrive. Businesses need a website that is fast, reliable, easy to navigate, and designed to suppor...

Daily Bulletin - avatar Daily Bulletin

Turning Your Empty Tables into Revenue

The rise of AI demand tools in hospitality, the EatClub–CommBank partnership, and seven trends reshaping Australian dining  A growing number of Australian venues are turning to AI-powered demand mana...

Daily Bulletin - avatar Daily Bulletin

High-Impact Dental Marketing Strategies That Are Driving Real Practice Growth Today

The landscape of dental practice growth in Australia has shifted dramatically over recent years. Standard, broad-spectrum advertising campaigns no longer yield the return on investment they once did. ...

Daily Bulletin - avatar Daily Bulletin

The Daily Magazine

Lighting Shop in Perth: How The Right Lighting Can Transform Your Home And Business

The right lighting can completely change the look, feel, and functionality of any space. Whether it ...

Traffic Light System Solutions For Safer And More Efficient Traffic Management

Modern cities and growing communities rely heavily on effective traffic management to ensure safety...

Gold Migration Lawyers in Liquidation: How the Closure Affects Your ART Appeal

If your appeal was with Gold Migration Lawyers, a recent change to how the Tribunal decides cases ...

The pressure cooker: life in urban Australia in 2026

Australian cities have always been demanding. Long commutes, rising housing costs, busy schedules a...

What Actually Makes a Good Criminal Lawyer in Melbourne

Most people only think about this question once. That is usually too late. Most people charged wi...

Why Working With A Chatswood Tutor Can Improve Academic Performance

Academic expectations continue increasing for students across primary school, high school, and senio...

Is It Worth Getting Solar Panels in Melbourne?

The real question is not whether solar works in Melbourne. It works. The question is what it is co...

How A Diploma Of Project Management Builds Practical Skills For Modern Work Environments

Developing the ability to plan, execute, and deliver outcomes efficiently is a key requirement in to...

How to Choose the Right Football for Every Level

Choosing a football may seem straightforward, but the right option depends on who will be using it a...