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Mortgage brokers: ASIC goes fishing

  • Written by The Conversation Contributor

The Australian Securities and Investments Commission (ASIC) inquiry into the way mortgage brokers are paid may uncover some isolated shady dealings but the system of remuneration for brokers is already regulated well enough by intense competition.

Assistant Treasurer Kelly O’Dwyer announced the inquiry last year in line with recommendations...

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God’s waiting room? Life needs to be valued in nursing homes

  • Written by The Conversation Contributor
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When an older person moves into a nursing home it’s generally due to a decline in their health. They may have physical or mental disabilities due to frailty or chronic disease, limited support from caregivers, or an increased dependence on others in activities of daily living. Personal feelings of security and changes in financial situation may also contribute to this decision.

People in nursing homes live a mean time of 2.8 years. As this will be their final home, many people see nursing homes as “God’s waiting room”. Instead, we should be supporting nursing home staff to enable the residents and their families to enjoy that time.

Our health, aged care and legal systems reflect society’s preoccupation with providing a nursing home that is safe. It is a place where we “care for” older people and keep them from any harm.

However, a good quality of life requires a certain degree of autonomy. This basic human right for older people in nursing homes is actively overlooked in our efforts to protect and keep this vulnerable population safe.

We rationalise and forgive this attitude by convincing ourselves that waiting to die is awful and it is better to leave God’s waiting room quickly. We focus our efforts on legalising voluntary euthanasia, promoting a good death, avoiding hospital transfers from nursing homes and exploring ways to reduce the high cost of health care in the final six months of life.

Life has so little value in God’s waiting room that we do not consider that nursing home residents suffer premature or preventable deaths. Instead death is usually perceived as a “blessing”. So much so that official death statistics collection by the OECD excludes people over 70 years of age from premature death classifications.

Our fear of ageing, disability and death blinds us to seeing the value of life in the very old. Societal efforts are overwhelmingly directed towards valuing the contributions of the young and those of working age. This reinforces the perception that when frail older people in nursing homes die, little of value is lost.

Our evolution to an enlightened society requires, among other things, recognition of the value of relationships and knowledge. Relationships and social inclusion are the fabric of any thriving community.

Relationships do not cease to exist nor stop being formed because we grow old, or are cognitively or physically impaired. Relationships are shattered when a person dies prematurely whatever their age.

Generational knowledge is accumulated from life experiences. Nursing home info says there are lessons for us to learn from older people. The fact that we do not avail ourselves of this knowledge does not mean it is worthless.

Our health, aged care and legal systems should be actively seeking not only to protect the rights of older people to reduce abuse and neglect, but also to improve their quality of life by supporting them to make choices that may pose risks but would enhance their life.

Knowledge of what enhances life in nursing homes for residents and families already exists. We should be continuing and promoting new relationships, and ensuring meaningful activities for enabling people to do something that is worthwhile and to feel worthy – as well as preserving a person’s individuality, independence and autonomy.

The residents, their families and nursing home providers and staff cannot do this alone. It requires a collective response, a whole-of-society effort to implement the required policies, laws and services.

A good death, one that is quiet, peaceful, pain-free and surrounded by loved ones, does not equate to a good life. The pursuit of joyful, exciting activities with an element of danger, or the unknown, that we conquer is the stuff of life.

Sitting in a waiting room is not a way for anyone to spend their time. We actively seek to reduce waiting times in every other facet of life so we are freed up to be able to enjoy our lives.

We need to stop seeing nursing homes as God’s waiting room and understand the value in enhancing the lives of older people. Only then will we actively pursue ways to ensure a better quality of life for them. After all, that is what we want for ourselves.

Authors: The Conversation Contributor

Read more http://theconversation.com/gods-waiting-room-life-needs-to-be-valued-in-nursing-homes-59980

Election podcast: the Indi project

  • Written by The Conversation Contributor

The battle for the Victorian seat of Indi is shaping up as a three-way contest. Independent Cathy McGowan is trying to fend off the former member Sophie Mirabella and the Nationals' Marty Corboy.

McGowan tells Michelle Grattan the election will come down to preferences.

“I’m hoping that the National Party people will consider giving me...

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  2. Election FactCheck: Has public infrastructure investment fallen 20% under the Coalition?
  3. The sound of silence: why aren't Australia's female composers being heard?
  4. No bribes please, we’re corrupt Australians!
  5. How will the Barrier Reef recover from the death of one-third of its northern corals?
  6. How Kmart ate Target: a story of retail cannibalism
  7. The myth of economies of scale: bigger is not necessarily better for super funds
  8. How to pick the good from the bad smartphone health apps
  9. Copernicus' revolution and Galileo's vision: our changing view of the universe in pictures
  10. How students from non-English-speaking backgrounds learn to read and write in different ways
  11. The Indi Project: Sophie Mirabella in the bunker
  12. The Indi Project: McGowan lacks clout, Mirabella is embarrassing, say local 'soft' voters
  13. Telstra Health will hold Australians' cancer details, so we need to ensure their privacy is protected
  14. World’s largest wind farm study finds sleep disturbances aren't related to turbine noise
  15. Don't hang up yet: the latest study linking mobile phones to cancer has big problems
  16. Election FactCheck: will Australia's big banks reap $7.4 billion over ten years from company tax cuts?
  17. Ten years on: how Al Gore's An Inconvenient Truth made its mark
  18. Paying a high price for embarrassing the government
  19. Six ways the ancient philosophy of Stoicism can help business entrepreneurs
  20. VIDEO: The five greatest Scorsese scenes – episode #4
  21. Election FactCheck Q A: has the NBN been delayed?
  22. Genius in the garret or member of the guild?
  23. Why there's so little real argument in today's political debate
  24. Love by design: when science meets sex, lust, attraction and attachment
  25. Health Check: is it normal not to want sex?
  26. Ancient Egyptian pigment provides modern forensics with new coat of paint
  27. Here's what happened in space this week
  28. The off-topic Conversation #95
  29. Labor's populist election narrative fails to placate business – at its peril
  30. Australians care about political finance – and they want to see the system tightened
  31. Infographic: a snapshot of political donations in Australia
  32. Explainer: how does our political donations system work – and is it any good?
  33. The scandal of 60 Minutes: no broadcasting standards, no investigation
  34. How can your bank help reduce climate change risks to your home?
  35. Discrimination law fails pregnant women who lose their jobs
  36. 'No Vax, No Visit' not necessary: baby is probably already protected against whooping cough
  37. The real reason more women don't code
  38. Children with disability are being excluded from education
  39. Mauling Money Monster
  40. Both leaders failed to engage properly with the occasion or the public
  41. Turnbull and Shorten face off in leaders' debate: experts respond
  42. We can we reduce gender inequality in housework – here's how
  43. Time for a real debate about our most important relationship
  44. What is going on with India's weather?
  45. What might Jane Jacobs say about smart cities?
  46. FactCheck: did boat arrivals spike around the same time Australia suspended live cattle exports to Indonesia in 2011?
  47. Morrison and Bowen debate competing visions, but are they missing the true picture?
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  49. Accusations and slogans reduce Treasurers' Debate to a yawn
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